Investment Loan in an Eco-friendly Airbnb Shipping Container Conversion

Are you looking for an investment opportunity that is both profitable and environmentally friendly? Look no further than our eco-friendly Airbnb shipping container conversion project.

With just a $100,000 USD loan at an affordable 5% interest rate, you can become a part of this exciting venture and receive a fixed return of 30% on your investment with absolutely no risk.

Why invest in our shipping container conversion project? Here are a few reasons:

Eco-friendliness: Our shipping container conversion project involves upcycling used containers into comfortable living spaces, rather than building new structures that can contribute to environmental damage.

Airbnb popularity: Airbnb is a widely known and used platform, which is especially popular among those seeking unique and eco-friendly vacation rentals. Airbnb experiences are in high demand, especially in one-of-a-kind living spaces like our shipping container conversions.

High return on investment: With a fixed return of 30% on your investment, you can expect a significant return on your investment in a relatively short span of time.

Minimal risk: This investment opportunity is essentially risk-free, meaning that you can invest confidently and without the worry of losing your money.

XPANDECO

Preliminary

LOAN AGREEMENT

THIS LOAN AGREEMENT (this "Agreement")

BETWEEN:

Lenders Name

First Name

Last Name

Lenders Email

Lenders Phone

Country

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Contractual Agreement

OF THE FIRST PART AND XPANDECO INC. (the "Borrower") OF THE SECOND PART IN CONSIDERATION OF the Lender loaning certain monies (the "Loan") to the Borrower, and the Borrower repaying the Loan to the Lender, the parties agree to keep, perform and fulfill the promises and conditions set out in this Agreement: Loan Amount & Interest 1. The Lender promises to loan $100,000.00 USD to the Borrower and the Borrower promises to repay this principal amount to the Lender, with interest payable on the unpaid principal at the rate of 5.00 percent per annum, calculated yearly not in advance, beginning on 1 August, 2023. Payment 2. This Loan will be repaid in full on 1 July 2024. 3. At any time while not in default under this Agreement, the Borrower may make lump sum payments or pay the outstanding balance then owing under this Agreement to the Lender without further bonus or penalty. Default 4. Notwithstanding anything to the contrary in this Agreement, if the Borrower defaults in the performance of any obligation under this Agreement, then the Lender may declare the principal amount owing and interest due under this Agreement at that time to be immediately due and payable. 5. Further, if the Lender declares the principal amount owing under this Agreement to be immediately due and payable, and the Borrower fails to provide full payment within 60 days, the Borrower will be charged a $1000 AUD late fee. Extra Clause 6. Lender will receive a 30% ROI after property is built and sold. Governing Law 7. This Agreement will be construed in accordance with and governed by the laws of the State of New South Wales. Costs 8. The Borrower shall be liable for all costs, expenses and expenditures incurred including, without limitation, the complete legal costs of the Lender incurred by enforcing this Agreement as a result of any default by the Borrower and such costs will be added to the principal then outstanding and shall be due and payable by the Borrower to the Lender immediately upon demand of the Lender. Binding Effect 9. This Agreement will pass to the benefit of and be binding upon the respective heirs, executors, administrators, successors and permitted assigns of the Borrower and Lender. The Borrower waives presentment for payment, notice of non-payment, protest, and notice of protest. Amendments 10. This Agreement may only be amended or modified by a written instrument executed by both the Borrower and the Lender. Severability 11. The clauses and paragraphs contained in this Agreement are intended to be read and construed independently of each other. If any term, covenant, condition or provision of this Agreement is held by a court of competent jurisdiction to be invalid, void or unenforceable, it is the parties' intent that such provision be reduced in scope by the court only to the extent deemed necessary by that court to render the provision reasonable and enforceable and the remainder of the provisions of this Agreement will in no way be affected, impaired or invalidated as a result. General Provisions 12. Headings are inserted for the convenience of the parties only and are not to be considered when interpreting this Agreement. Words in the singular mean and include the plural and vice versa. Words in the masculine mean and include the feminine and vice versa. Entire Agreement 13. This Agreement constitutes the entire agreement between the parties and there are no further items or provisions, either oral or otherwise. IN WITNESS WHEREOF, the parties have duly affixed their signatures on this 1st day of August, 2023.

Confirm Currency Amount Lending

Lenders Name - SIGNED, SEALED, AND DELIVERED.

First Name

Last Name

Date Signed and Sealed

YYYY

Borrowers Name - Per-SIGNED, SEALED, AND DELIVERED

XPANDECO INC. per: _Harold R.Spadoni III_ (SEAL) Required Disclosures If the lender is in the business of providing loans and the loan is predominantly for personal, domestic or household purposes then the National Credit Code may apply to you. To determine if the National Credit Code applies to you and whether you need a license please review the following link: (If you are still unsure you may need to consult a qualified attorney in your jurisdiction) 1. A pre-contractual statement setting out the matters required by the National Credit Code. The requirements for the pre-contractual statement can be found in section 17 of the National Credit Code at: http://www.austlii.edu.au/au/legis/cth/consol_act/nccpa2009377/sch1.html 2. An information statement setting out the borrower’s statutory rights and statutory obligations. A copy of the information statement (Form 5) can be found at: http://www.comlaw.gov.au/Details/F2012C00052 In such situations, the lender must also provide the borrower with an amortisation schedule which can be purchased from LawDepot.com or a similar document containing the following information, as outlined in section 17 of the National Credit Code: Loan Agreement a. the calculation of the monthly payments; b. the total amount of interest payable; c. the amount of each repayment and when it is to be made. You can review the National Consumer Credit Protection Act at: http://www.comlaw.gov.au/Details/C2012C00684 ©2018-2023 XPANDECO INC.